Reference

220pate Terms & Conditions for Your Account

These Terms & Conditions form the binding agreement between you and 220pate the moment you open an account on this platform.

Binding on account openingCovers UPI, Paytm, PhonePe depositsIndia — where local law permitsUpdated terms notified by emailDisputes handled per Section 12
220pate 220pate Terms & Conditions for Your Account
TERMS CONTACT PATHS

How to Reach Us About These Terms

If any clause in these Terms & Conditions is unclear, or if you believe we have applied a term incorrectly to your account, get in touch through one of the channels below.

Email Support Send your Terms & Conditions query to our legal inbox at [email protected]. Include your account ID and the specific clause you are querying so we can route it to the right team member without delay.
Live Chat Our chat agents are available around the clock to handle account-level questions arising from these terms. Start a chat from any page footer and quote the section number you want to discuss.
Formal Written Notice For disputes requiring a formal record, send written notice to the address listed in Section 12 of these terms. We treat formal notices under the dispute-resolution procedure described there.
HOW WE HANDLE COMPLIANCE

Data, Security and Account Integrity Under These Terms

These Terms & Conditions are the framework through which 220pate manages every account interaction — from how we store your data to how we verify withdrawal requests.

Data Retention

We keep your account records for the period required under applicable Indian regulations. Once that period ends, personal data is deleted or anonymised. You can request a copy of your data at any time via our email support channel.

Cookie Policy

Our platform uses session and analytics cookies. These terms incorporate our Cookie Policy by reference. You can manage cookie preferences from the footer link, but disabling certain cookies may affect how the lobby and wallet load for you.

Account Security

You are responsible for keeping your login credentials confidential. 220pate uses two-factor authentication prompts and monitors for unusual login patterns. If you suspect unauthorised access, contact live chat immediately so we can freeze the account.

Withdrawal Verification

Before processing a withdrawal to UPI, Paytm or PhonePe, we verify that the destination matches the account holder on record. This check typically completes within 24 hours; larger amounts may require additional KYC documentation.

Requesting Term Changes

We may update these Terms & Conditions at any time. When we do, we notify registered account holders by email at least seven days before the change takes effect. Continued use of the platform after the effective date constitutes acceptance.

Dispute Contact

All formal disputes must be submitted in writing with your account ID, the date of the event, and the specific term you believe was breached. We respond to formal disputes within 10 business days per our stated resolution procedure.

Your Questions About These Terms, Answered

Below are the questions we receive most often about how the 220pate Terms & Conditions work in practice. If your question is not here, email us or use live chat and we will point you to the relevant clause.

They become binding the moment you complete account registration on 220pate. By ticking the acceptance box during sign-up, you confirm you have read the terms in full and agree to abide by every clause contained within them.

No. We are required to notify you at least seven days before any change takes effect. Notification comes via the email address registered to your account. If you disagree with the updated terms, you may close your account before the change date.

Yes. All deposits and withdrawals processed through UPI, Paytm and PhonePe are governed by these terms in addition to the individual policies of those payment providers. Both sets of rules apply simultaneously to every transaction.

We may suspend or permanently close your account, withhold pending transactions pending investigation, and report activity to relevant authorities where required by law. The specific consequence depends on the nature and severity of the breach.

Email [email protected] with your account ID and a subject line reading 'Data Access Request'. We will prepare and send your data package within 30 days, in line with applicable data-protection requirements that govern our operations.

The core terms are uniform, but eligibility to use the platform depends on local law in your state or territory. Where local law prohibits online wagering, access is not available. Check the rules applicable to your location before opening an account.

Submit a written dispute to the address in Section 12, including your account ID, the date of the event and the clause you believe was misapplied. We acknowledge formal disputes within one business day and aim to resolve them within ten.