Reference

How 220pate Handles Your Personal Data

At 220pate, your personal data belongs to you — we collect only what we need to run your account, process deposits via UPI, Paytm or PhonePe, and keep…

Data You ControlSecure Account StorageIndia-Region PolicyYour Right to Request AccessClear Retention Rules

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What This Policy Covers and Why

220pate Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

This privacy policy applies to every account holder and visitor who interacts with 220pate where local law permits access. We collect your name, contact details, payment identifiers linked to UPI, Paytm or PhonePe, device data and session logs when you use our platform. That data is

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used strictly to operate your account, verify transactions, prevent fraud and respond to your support requests. We do not sell your personal data to third parties. Data shared with payment processors like UPI or Paytm is governed by those processors' own policies in addition to ours.
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Requests for data access, correction or deletion can be submitted through our support channel at any time. Jurisdiction-specific rights apply where local law permits and we aim to respond to all valid requests within 30 days.

Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

CONTACT DATA TEAM

Reach Us About Your Privacy

If you have a question about your data, want to see what we hold, or need to correct something on your account, our support team handles privacy requests directly.

Privacy Email Send a written request to our dedicated privacy address. Include your registered account email so we can locate your record quickly and verify your identity before processing any data changes.

Live Chat Support Open the live chat window inside your 220pate account and select Privacy from the topic menu. Our agents can confirm receipt of your request and give you a reference number for tracking.

Account Settings Panel Some data changes — such as updating your registered mobile number or email address — can be handled directly inside your account settings without needing to contact support at all.

HOW WE PROTECT DATA

Our Data Handling and Security Practices

220pate applies layered security controls across account data, payment records and session information. From encrypted storage to access-controlled databases, every layer is designed to limit exposure.

Encrypted Account Storage

All account credentials and personal details are stored using encryption at rest. Access to those records is restricted to authorised systems only, with audit logs kept for every access event to detect any unusual activity.

Cookie and Tracking Policy

We use session cookies to keep you logged in and analytics cookies to understand how pages are used. You can manage cookie preferences in your browser settings; disabling analytics cookies does not affect account functionality.

Payment Data Handling

When you deposit or withdraw via UPI, Paytm or PhonePe, the actual transaction is processed by those payment providers. We store only a transaction reference and amount — never your full UPI handle password or Paytm PIN.

Data Retention Schedule

Active account data is retained for as long as your account remains open. Closed account records are held for the period required by applicable law, after which they are deleted or anonymised. You may request early deletion where local law permits.

Third-Party Data Sharing

We share data only with processors required to operate the platform — payment rails, fraud-detection services and cloud infrastructure. Each processor is bound by a data processing agreement limiting how they may use your information.

Your Right to Request Changes

You can ask to access, correct, port or erase your personal data at any time. Submit a request through live chat or email, pass our identity check and we will action your request within 30 days where local law permits.

Your Privacy Questions Answered

Below are the questions we receive most often about how 220pate handles personal data, cookie usage, account security and your rights. If your question is not here, reach out via live chat or email and we will come back to you within 24 hours.

We collect your name, email address, mobile number, date of birth and any payment identifiers you link to your account such as a UPI ID or Paytm-registered number. Device and session data is also logged for fraud prevention purposes.

We share data only with processors who help run the platform — payment providers like UPI, Paytm and PhonePe, fraud-detection services, and cloud infrastructure. All processors operate under data agreements and cannot use your data for their own marketing.

Open a request via live chat or email, selecting the Data Access topic. After we verify your identity, we will send a summary of the personal data held on your account within 30 days, where local law permits.

Yes. Submit a deletion request through support, pass the identity check and we will erase or anonymise your data. Some records may be retained for the period required by applicable law before deletion is completed.

Closed account records are retained for the minimum period required under applicable law. Once that retention period expires, your personal data is deleted or anonymised so it can no longer be linked to you.

We use session cookies to maintain your login, and analytics cookies to see which pages are visited most. You can disable analytics cookies in your browser settings at any time without affecting your account login or payment functions.

Transactions are processed by UPI, Paytm or PhonePe directly. We store only a transaction reference and amount — never your UPI password, Paytm PIN or PhonePe credentials. Payment processor data is governed by their own security standards in addition to ours.

How 220pate Handles Your Personal Data

Reach Us About Your Privacy

Our Data Handling and Security Practices

Encrypted Account Storage

Cookie and Tracking Policy

Payment Data Handling

Data Retention Schedule

Third-Party Data Sharing

Your Right to Request Changes

Your Privacy Questions Answered

01 What personal data does 220pate collect when I open an account?

02 Does 220pate share my data with third parties?

03 How can I request a copy of the data 220pate holds about me?

04 Can I ask 220pate to delete my personal data?

05 How long does 220pate keep my data after I close my account?

06 What cookies does 220pate use and how do I control them?

07 How does 220pate protect my UPI and Paytm payment details?

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